Know the scam before it reaches you
The scams that cost people in India the most. Each guide shows how it works, the red flags, an example, what to do and where to report it.
12 scams
Digital arrest scam
The giveaway: No Indian agency arrests anyone over a video call, and none asks you to transfer money to clear your name.
Read the guideUPI scam
The giveaway: You never enter your UPI PIN or scan a QR code to RECEIVE money — only to send it.
Read the guideKYC update scam
The giveaway: A deadline of hours plus a link. Banks do not block accounts through SMS links.
Read the guideCourier and parcel scam
The giveaway: A parcel you never sent, or a fee payable through a link in an SMS.
Read the guideElectricity bill scam
The giveaway: A disconnection notice from an ordinary mobile number with a same-night deadline.
Read the guideInvestment and trading scam
The giveaway: Guaranteed returns, or paying a fee to withdraw your own money.
Read the guidePart-time job and task scam
The giveaway: Any job that asks you to pay in order to earn.
Read the guideInstant loan app scam
The giveaway: A lender not on RBI's list of registered lenders, asking for your contacts and gallery.
Read the guideWhatsApp and Instagram scam
The giveaway: Anyone asking you to send them a verification code that arrived on your phone.
Read the guideFake customer care number scam
The giveaway: Being asked to install a screen-sharing app or to read out an OTP.
Read the guideLottery and prize scam
The giveaway: A prize for something you never entered, with a fee to claim it.
Read the guideVideo-call blackmail scam
The giveaway: A video call from someone you do not know, followed quickly by a demand for money.
Read the guide
Last reviewed: 6 Oct 2026. Sources: Indian Cyber Crime Coordination Centre, Reserve Bank of India, SEBI and the Department of Telecommunications. How we verify